| PAUL S. NESS, MAI |
| PROFESSIONAL QUALIFICATIONS |
EXPERIENCE:
Paul began his appraisal career in 1984 working as a residential appraiser for a savings and loan association in Florida. He was eventually promoted to chief appraiser and opened two new appraisal branch offices in West Palm Beach and Boca Raton. From 1987 to 1997, Paul was employed by commercial appraisal firms in south-central Pennsylvania, where he gained valuable experience in the Lancaster and York County markets. In 1997, he accepted the position of appraisal review officer for a regional bank holding company where he gained extensive knowledge of banking regulations. Since forming Ness Associates in 2006, Paul has provided hundreds of commercial appraisals and appraisal reviews to a variety of clients.
In addition to being a Pennsylvania State Certified General Appraiser (#GA-000047-L), Paul is also a member of the National, Pennsylvania and Lancaster County Associations of Realtors. In 1997, he earned the MAI designation awarded by the Appraisal Institute (#11324). The MAI designation is widely recognized as the premier professional designation among commercial appraisers. Paul has served the Central Pennsylvania Chapter of the Appraisal Institute as President, Vice President, Board member, Experience Review Committee member, Candidate Guidance Chair and Education Chair.
Paul has appraised a wide variety of property types, including office buildings, shopping centers, warehouses, manufacturing buildings, commercial condominiums, commercial/industrial land, hotels, apartments, subdivisions and many types of special purpose properties.
EDUCATION:
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Bachelor of Science Degree in Business Administration |
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Shippensburg University |
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Major: Finance |
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Concentration: Real Estate |
Paul has also attended numerous appraisal-related courses and seminars over the years. He has completed the continuing education requirements of both the Appraisal Institute and Commonwealth of Pennsylvania for state-certified general appraisers.
PARTIAL CLIENT LIST:
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Adams County Economic Development Corporation |
First American REO Services |
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Apartment Investment and Management Co. |
Franklin & Marshall College |
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Bachmann Realty Corp./St. Joseph Health Ministries |
Fulton Bank |
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Bank of Hanover |
Graystone Bank |
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Bank of Lancaster County |
Glen Rock State Bank |
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Bank of Lebanon County |
HCR / Manor Care |
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BLX Capital |
ITT Small Business Finance Corp. |
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Calvary Church |
M&T Bank |
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Carolina First Bank |
Mellon Private Wealth Management |
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C & D Enterprises |
Mennonite Mutual Aid |
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Charter Homes |
MGM Enterprises |
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Coachmen Industries |
National Penn Bank |
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Commerce Bank |
Northwest Savings Bank |
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Community Banks |
People's State Bank |
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Ephrata Church of the Brethren |
Province Bank |
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Ephrata National Bank |
Sovereign Bank |
| Ephrata Area School District |
Sterling Financial Corporation |
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Elizabethtown Park Authority |
Susquehanna Bank PA |
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F&M Trust |
VIST Financial |
| First Tennessee Bank | York Traditions Bank |